1st quarter (setting the scene): “A furnished flat at $8 per week.” -> In a modest $8-per-week furnished apartment “And the next day would be Christmas.” -> On Christmas Eve 2nd quarter (the two treasures): “Now, there were two possessions of the James Dillingham Youngs in which they both took a mighty pride. One was Jim’s gold watch that had been his father’s and his grandfather’s. The other was Della’s hair.” -> Jim's inherited golden pocket watch (from his father and grandfather) and Della’s long brown hair (falling past her knees like a rippling cascade) 3rd quarter (Jim): “...during a former period of prosperity when its possessor was being paid $30 per week. Now, when the income was shrunk to $20…” -> Jim’s weekly salary dropped from $30 to $20, causing the letters of "Dillingham" on the doorplate to appear blurred 4th quarter (Della): “ONE DOLLAR AND EIGHTY-SEVEN CENTS. That was all. And sixty cents of it was in pennies. Pennies saved one and two at a time by bulldozing the grocer and the vegetable man and the butcher…” -> Della has saved only $1.87 (including 60 cents in pennies saved through arduous bargaining with local grocers and butchers), which is nowhere near enough to buy a meaningful Christmas present for Jim create one slide show the above