Cover Page Title: Safaricom Creator Sub Title: Creator Rate Card — advantages, disadvantages, and European case-study implications (September 2026) Content: Prepared for: Strategic discussion Date: September 2026 2 Catalog Page Title: Contents Sub Title: Add a subtitle (optional) Content: 01 · Executive takeaway & decision framing 02 · Correcting the Europe premise (regulates conduct, not pricing) 03 · European market signals & indicative benchmarks 04 · Kenya context & the problem the card solves 05 · Rate cards: advantages vs. disadvantages 06 · When a fixed card becomes detrimental 07 · Recommended model: framework over fixed price 08 · Guardrails, decision statement, sources 3 Executive Takeaway: Standardize the Pricing Architecture—Not One Price Title: Executive Takeaway: Framework Over Fixed Price Sub Title: The European lesson is not “standardize prices” — it is “standardize the pricing architecture.” Content: What Europe does (in practice): Mature markets price around creator tier, platform, format, usage rights, exclusivity, audience quality, and campaign complexity. Risk for Safaricom: A single fixed price per follower tier can compress creator value and trigger negotiation outside the framework. Recommendation: Use a standardized rate framework with benchmark bands, not a single mandatory rate. Source note: Figures referenced are directional public benchmarks; not a Safaricom rate recommendation. 4 The Decision to Make: Fix a Price or Fix the Rules of Valuation Title: The Decision to Make: Price vs. Valuation Rules Sub Title: Add a subtitle (optional) Content: Decision question: Do we fix a price, or fix a band — and who owns adjusting it as the market moves? Supporting questions: Which categories need separate cards, not one shared table? How do we price usage rights, exclusivity, and turnaround? What’s our answer if top-tier creators route around a published card? Has Legal reviewed the competition-law angle of publishing binding rates? Discussion context: Rate cards should anchor the deal; they do not eliminate negotiation. 5 Correcting the Premise: Europe Regulates Disclosure, Registration & Liability—Not Rates Title: Correcting the Premise: Europe Regulates Conduct, Not Pricing Sub Title: Add a subtitle (optional) Content: Core point: There is no European law, agency, or body that sets a standard influencer rate card. What Europe regulates: Mandatory ad disclosure wording Creator registration above follower/view thresholds (Italy) Joint brand–creator liability for misleading claims Written contracts required for paid promotion (France) What Europe does NOT regulate: No government-set price per post or per platform No mandated minimum or maximum creator fee No EU-wide rate authority or pricing body Rates remain negotiated, benchmark-informed, market-set 6 Case Study: How Five European Markets Regulate Creators (Pricing Role: None) Title: Five European Markets: Regulation Mechanisms, Not Price Mandates Sub Title: Add