# DAMAGE AND CIVIL LIABILITY ### The concept of damage, causal relationship and types of liability **Name:** Marcel **Subject:** Law --- # SLIDE 1 — INTRODUCTION ### On the slide: **DAMAGE AND CIVIL LIABILITY** - What is damage? - What are its types? - What is a causal relationship? - When is a person liable for damage? ### What to say: > Today I am going to talk about damage and civil liability. > I will explain what damage is, what types of damage we can distinguish, and what the causal relationship between an event and damage means. > Finally, I will discuss three main principles of civil liability: fault, risk and equity. --- # SLIDE 2 — WHAT IS DAMAGE? ### On the slide: ## DAMAGE **Damage = harm or loss suffered by a person** It can affect: - property - health - personal rights ### What to say: > First, what is damage? > In simple terms, damage is harm or loss suffered by a person. > It can concern a person's property, health or personal rights. > For example, if someone damages my car, I suffer financial damage because I have to pay for repairs. > Damage can also be non-material, for example pain or emotional suffering. --- # SLIDE 3 — TYPES OF DAMAGE ### On the slide: | MATERIAL DAMAGE | NON-MATERIAL DAMAGE | |---|---| | damaged property | pain | | repair costs | suffering | | medical expenses | emotional distress | | lost income | violation of personal rights | ### What to say: > We can distinguish two basic types of damage: material and non-material damage. > Material damage has a financial or economic character. It can include the cost of repairing a car, medical expenses or lost income. > Non-material damage is connected with pain, suffering, emotional distress or the violation of personal rights. > For example, after a serious accident, a person may have both financial losses and psychological suffering. --- # SLIDE 4 — CAUSAL RELATIONSHIP ### On the slide: ## EVENT → DAMAGE → LIABILITY **The damage must be causally connected with the event.** ### Example: **Careless driving → accident → broken leg → medical expenses** ### What to say: > The next important concept is the causal relationship. > It means that there must be a connection between the harmful event and the damage. > In other words, we have to ask: did this particular event actually cause the damage? > For example, a driver is careless and causes an accident. The other person breaks their leg and has to pay for medical treatment. > In this situation, there is a causal connection between the accident and the damage. --- # SLIDE 5 — WHY IS CAUSATION IMPORTANT? ### On the slide: ## NOT EVERY LOSS = LEGAL DAMAGE To establish liability, we usually need: **HARMFUL EVENT** ↓ **DAMAGE** ↓ **CAUSAL RELATIONSHIP** ↓ **LIABILITY** ### What to say: > Causation is important because not every loss can automatically be attributed to another person. > We need to establish that the damage resulted from the part